One of the first things you should do upon arriving in Australia is open a bank account. This will make it easier to receive money from home, pay bills, and get paid for part-time work.
In this blog post, we guide you through the banking setup so you can start managing your finances from day one.
You can apply online up to 12 months before arriving in Australia with some banks
Or, open in person after arrival (must show ID documents)
Commonwealth Bank (CommBank): Widely accessible, international student accounts with no monthly fees
ANZ Bank: Simple online account opening before arrival
Westpac: Student accounts and arrival support
NAB (National Australia Bank): No monthly fees for students
Passport
Australian visa grant letter
Proof of enrolment (CoE)
Residential address in Australia (temporary or permanent)
Australian banks use a 100-point ID system. Your passport is worth 70 points; the rest comes from other documents like your visa, student ID, or utility bill.
Choose a bank based on fees, services, and locations
Apply online before departure or visit a branch in Australia
Verify your identity in person upon arrival
Receive your debit card (usually within 5–7 days)
Set up online banking for easy payments and transfers
Recommend the best bank for your needs
Help with pre-arrival account setup
Guide you through identity verification and card activation
Provide budgeting tips for your first months
“I arrived in Sydney on a Monday, and by Wednesday my bank account and card were ready thanks to Afrovo’s guidance.”
— Seyi, Student Visa Holder from Nigeria
🎯 Want to set up your Australian bank account before you arrive?
👉 Book a Pre-Arrival Banking Session
📋 Already in Australia and need help opening an account?
👉 Get Afrovo’s Banking Setup Support
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